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Unless you work for an insurance company, you probably do not spend a lot of your time studying all the terminology that dental insurance companies use to describe the treatments and services they cover. If it seems pretty confusing, here are some of the most commonly used dental insurance terms and what they mean.

A Basic Glossary

Annual Maximum–The maximum amount your policy will pay per year for care at Dental Land Pediatrics. It is often divided into costs per individual, and (if you are on a family plan) per family

Co-payment– An amount the patient pays at the time of service before receiving care, and before the insurance pays for any portion of the care

Covered Services– A list of all the treatments, services, and procedures the insurance policy will cover under your contract

Deductible– A dollar amount that you must pay out of pocket each year before the insurance company will pay for any treatments or procedures

Diagnostic/Preventive Services– A category of treatments or procedures that most insurance will cover before the deductible which may include services like preventive appointments with Dr. Dinah Abioro, X-rays, and evaluations

In-Network and Out-of-Network– A list of providers that are part of an insurance company’s “network”

• If you visit in-network providers, the insurance company will typically cover a larger portion of the cost of the care you receive. If you visit someone who is not part of the network, known as an out-of-network provider, the insurance company may pay for a portion of the care, but you will pay a significantly larger share from your own pocket.

Lifetime Maximum– The maximum amount that an insurance plan will pay toward care for an individual or family (if you have an applicable family plan)

• This is not a per-year maximum, but rather a maximum that can be paid over the entire life of the patient.

Limitations/Exclusions– A list of all the procedures an insurance policy does not cover

• Coverage may limit the timing or frequency of a specific treatment or procedure (only covering a certain number within a calendar year), or may exclude some treatments entirely. Knowing the limitations and exclusions of a policy is very important.

Member/Insured/Covered Person/Beneficiary/Enrollee– Someone who is eligible to receive benefits under an insurance plan

Provider– Dr. Dinah Abioro or other oral health specialist who provides treatment

Waiting Period– A specified amount of time that the patient must be enrolled with an insurance plan before it will pay for certain treatments; waiting periods may be waived if you were previously enrolled in another dental insurance plan with a different carrier

There are many different insurance options available, so you need to find out exactly what your insurance covers. It’s important to review your plan with a qualified insurance specialist. Don’t be afraid to ask questions about the policy so you can understand it fully and be confident that you know everything your policy covers the next time you come in for treatment at our Bowie office.

Some lucky babies wake one morning displaying a brand new tooth to the complete surprise of their unsuspecting parents! But your happy baby is irritable and drooling. Or your hearty eater doesn’t feel like finishing her food. Perhaps she finds it hard to go to sleep when she’s usually nodded off before you finish the first lullaby. A small number of children suffer little or no discomfort teething, but for the majority of babies who do, here are some helpful ways to ease their teething pain.

• Massage--Rubbing your baby’s gums with a clean finger or piece of gauze—gentle pressure is all you need. And do be careful of your fingers once those teeth start coming in!
• Chewing—there are many colorful and easy to grasp teething toys available, including BPA-free models.
• Cool Relief—Cool a solid teether in the refrigerator to help ease discomfort. Placing a teething ring in the freezer is not recommended, as extreme cold can be damaging to little mouths and gums.
• Comfort Food—If your baby is eating solid foods, try cold applesauce or other purees.
• Skin Care—Drooling is often part of the teething process, but try to keep your child’s face free from rash and chaffing by wiping with a clean cloth when necessary.

And while you are trying to keep your baby comfortable, also be sure to keep her safe!

• Know what your baby is putting into her mouth. All teething items should be non-toxic and free of harmful chemicals. Teethers filled with fluids may break or leak, so a solid toy is best.
• Make teething items size-appropriate. Avoid anything small or breakable that might present a choking hazard.
• Over-the-counter gels and liquids containing benzocaine, meant to reduce pain in the gums and mouth, may on rare occasion lead to serious health conditions in small children. Always check with Dr. Dinah Abioro or your pediatrician before buying an over-the-counter teething medication for your baby.

For many babies, teething can be a long and sometimes difficult process. If there is anything we can do to help you and your baby in this journey, please give our Bowie office a call.

The dog days of summer are upon us, and with the temperatures soaring, our team at Dental Land Pediatrics wants you to be extra careful about sun safety when you’re out and about. Check out this incredibly helpful article on the Ten Summer Safety Tips for Kids, courtesy of Discovery.

Dr. Dinah Abioro and our team also encourage you to always have a bottle of water handy when heading out into the sun.

We hope you’re having a great summer! Let us know what you're up to below or on our Facebook page!

In the eyes of most parents, nothing is cuter than their baby’s smile. Did you know your little one’s smile (that is, his or her oral health) actually plays a huge role in determining the child’s overall well-being? In order to keep your youngster healthy and smiling, you need to know when and how to take care of those tiny teeth.

Baby teeth aren’t just temporaries that will fall out eventually. They help your baby chew and talk, and they reserve space in the jaw for permanent teeth later on. Since they’re so important, the right time to start dental care is only a few days after your infant is born.

Take a soft, wet washcloth or piece of gauze and gently wipe your baby’s gums. The earlier you begin, the more accustomed your child will become to a daily dental hygiene routine.

Babies that are put to bed with a bottle may be at greater risk for developing cavities. Milk, juice, and any other drinks that contain sugar instigate tooth decay while the child sleeps.

If your baby must go to bed with something, a bottle of water is the healthiest option. Remember to wipe your little one’s gums after each feeding, whether it’s formula from a bottle or breast milk.

As soon as your infant’s first tooth comes in, it’s time to start brushing! Twice a day, take a small amount of toothpaste (about the size of a grain of rice) and brush your son or daughter’s teeth gently in circular motions. As soon as your toddler has multiple teeth that touch one another, floss up and down the sides of the teeth to remove any plaque between them or below the gumline.

Babies’ teeth are prone to cavities and gingivitis, so you’ll want to be on the lookout for telltale signs. Check regularly for red, swollen gums, because this may be an indication of developing gum disease. Discoloration, white spots, or small pits in the teeth can signal a forming cavity.

As long as you follow these simple guidelines and schedule regular dental checkups with Dr. Dinah Abioro at our Bowie office, you can help to ensure your baby has a healthy mouth. There is nothing more rewarding than seeing your happy baby’s healthy smile.